Private Yard Liability Insurance
De-risk having horses at home by securing the correct level of liability insurance.
You've covered the buildings, and contents, with our Private Stables Insurance, but what about the liability aspects of owning private stables? Members of the public may still enter your stable yard, whether they're farriers, physio or trainers, all could be subject to accident or injury whilst on your premises. There are a variety of areas that need consideration, which makes Private Yard Liability insurance a key requirement.
- Property Owners Liability
- Public liability
- Employers' liability
- Property owners & land liability
- Legal expenses
Arranging a private yard liability insurance policy through Shearwater is certainly easy. We tailor our policies for your individual needs and we do not recommend any additional extras unless they are suitable for you. In fact, it’ll take no extra effort or time on your part – this is all on us at Shearwater – as it’s our job to create an insurance package that puts your individual priorities top of the list and have everything else covered along the way.
Shearwater has many years of experience when it comes to understanding the requirements of a livery yard owner. The result is a range of insurance policies designed specifically for protecting you as the owner, along with your staff and your customers. From riding instructors and livery yards to stud farms, Shearwater specialise in finding insurance solutions designed to protect you and help ensure you and your business financially covered.
Quality cover for piece of mind
Some people might be tempted to protect their private yard with insurance that’s quick and cheap, so you know that the cover is there, but the whole point of spending money on a premium is that you know your cover is going to set you right financially if you’re hit by a disaster. If you’ve rushed your insurance policy, there might be exclusions in your schedule that you didn’t know about, and will only discover when your hay stock has been decimated by a fire, an expensive vehicle stolen, or equipment damaged in heavy rainfall.
Putting things back after a claim
Normality is something we take for granted, longing for it only when everything has been turned upside down. We don’t promise that normality will prevail every day with a private yard insurance policy arranged by Shearwater, but we do promise that strong protection will, so long as you trust our experts to do their level best to have you covered.
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When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
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Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
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We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
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I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
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We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
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I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
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What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
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It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
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Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!